This web site is the property of Asset Finance and Management Limited. All references throughout these terms and conditions to AFM, AFMS or AFM Solutions refer to Asset Finance and Management Limited.

Copyright

The contents of this website are protected by copyright. Without permission in writing from Asset Finance and Management Limited contents of these pages may not be reproduced in any form, including photocopies, microfilm or any other process, or processed, duplicated or distributed using electronic systems unless expressly stated to the contrary.

Exclusion of Liability

This website constitutes the current state of a continuous work process. Although the greatest of care is taken in putting together the information contained in our web pages, Asset Finance and Management Limited cannot guarantee that it is up to date, accurate or complete. This also applies to all links to which the website refers either directly or indirectly. Asset Finance and Management Limited is not responsible for the contents of a page that is reached via any such link.

On no account can Asset Finance and Management Limited be made liable for loss of any kind arising from the use of or in connection with the use of the information herein supplied, be it direct or indirect loss, consequential loss, including loss of profits or losses arising from data.

We reserve the right to amend information shown on this website without prior notification.

Cookies

Cookies refer to information stored automatically on your computer in accordance with strict rules and with content that you can check. We use cookies solely to offer you greater ease of use on our website, so that you do not, for instance, have to type in your password or select your preferences again and again. We do not assign cookies to personal profiles. For more information about our Cookies usage please click here.

Technologies Employed

In parts of this website technologies that are in widespread use on the Internet, such as JavaScript, Java or ActiveX, may be used to supply you with the information you request. On no account do we use these technologies to obtain personal data or manipulate data on your computer.

Protocols

We record access to our HTTP server by means of standard protocols. Our protocols contain the date and time, the name (URL) of the page you request and the name (IP number) of the computer from which the page is called up. This data is not personalized and serves as a legal safeguard (from attacks by hackers, for instance) and to optimise our website by means of statistical evaluation of data such as access errors, average time spent on site and web browser and operating system used.

Cookies

In order for this site to be easy to use we use various cookies. Cookies are small text files which our website stores on your computer in order to provide the best experience and feedback about how people use our website.

We use cookies for these main reasons:

• To make our website work quickly and effectively
• To remember certain settings if you visit our site on future occasions
• To improve the security of our website
• To allow you to share pages with social media sites
• To give us information about how people use our site so we can improve our services and offerings to you as a potential customer.

We do not use cookies for the following reasons:

• To get any personal, financial and/or sensitive information about you without your explicit permission
• To transfer data to advertising networks
• To transfer personally identifiable data about you to third parties
• To pay sales commissions to third parties

What cookies are we storing?

We use cookies to enable our website to work better, provide you with a full and optimised experience and to gather statistics about our visitors without ever knowing or passing on the identity of individual users. The cookies include:

• Remembering your search settings
• Allowing you to add comments to posts on our site
• Third party functionality including Google services like Translation and Maps
• Social Sharing cookies that enable you to share our pages on social media websites
• Visitor and Usage Statistics (see Google Analytics below)

Google Analytics

We use a service called Google Analytics to collect information about visitors usage of our website including things like what pages people visit, how long they spend on our site and what kind of browser they are using. The information collected is via a JavaScript tag and none of your personal information is ever asked for, collected or stored to identify who you are. You can read more about Google Analytics privacy policy and their usage of cookies at:

http://www.google.co.uk/intl/en/analytics/privacyoverview.html

Site functions

Our website is built using a CMS (content management system) and this requires cookies to be stored in order to enable basic user interactions to work correctly such as remembering registered user log-ins and other site features. We deem these functions as being necessary to the working of certain areas of the website. If you choose to disable this cookie then various functionality on the site will not work as expected.

You can read more about session cookies and what they are used for at:

http://www.allaboutcookies.org/cookies/session-cookies-used-for.html

Third party cookies

We use the services of external software and websites in order to improve the functionality and interactivity of this site.

This type of cookie includes social sharing functions (i.e. buttons allowing you to share pages on this site on social networking sites) and newsletter sign-up forms.

In order to make these functions work, and connect them to the relevant third party sites, there are scripts and code from domains outside of our website. You should be aware that these sites may well collect and store information about what you are doing all around the internet, including on this website.

If you are concerned you should check the respective privacy and cookie policies of each of these sites to see how exactly they collect and use your information and to find out how to opt out from these cookies being stored on your computer.

Permission to use cookies

If the settings on your web browser are currently adjusted to allow cookies to be stored and you continue to use this website without changing your settings to prevent this site from storing cookies then we take this to mean that you agree with and give us permission to carry on doing so.

Stopping us storing cookies

If you do not wish to store cookies from this website on your computer you can set your browser to reject and/or delete the cookies that our website requests to store. You can normally find out how to do this by choosing the Help menu in your browser to find instructions. If you do choose to reject cookies from our website, we cannot guarantee that this site will work as well as it is intended, function correctly, and be as quick and easy to use.

Requesting further information about our cookie usage

We like to be as clear about cookies on this website as possible and would be happy to discuss our cookie usage with you. Please get in touch if you require further information.

You can also read more about cookies at www.allaboutcookies.org which also gives your more information about how to delete cookies from your computer.